Welcome to RoCo Roofing
Financing
RoCo Roofing offers roof financing through three partners: GreenSky, Wisetack and Acorn Finance. Checking your options uses a soft credit check, so your credit score isn’t affected, and plans can cover roof replacement, repairs, siding and gutters. Rates, terms and approval are set by the lender, and you only commit once you’ve seen the numbers.
A new roof or exterior improvement is a major investment in your home. RoCo Roofing offers flexible financing options to help make essential roofing, siding, and gutter projects more manageable for qualified homeowners.
We work with trusted financing providers to help you explore payment options that fit your needs and budget. Prequalification may be available through a soft credit inquiry that does not impact your credit score.
Explore Our Financing Options
Whether you need a roof replacement, roof repairs, new siding, or gutter installation, financing may help make your project costs more manageable. RoCo Roofing helps you explore available options for your home improvement needs.
Our financing partners offer different application processes and terms based on eligibility. Compare the available options and review each provider’s terms to find a solution that works for your budget.
Why Choose Financing for Your Roofing Project?
Roofing problems can arise unexpectedly, and delaying necessary repairs may lead to further damage. Exploring financing options may help qualified homeowners address important roofing and exterior improvements.
Financing may also help you manage project expenses over time instead of paying the entire cost upfront. Available terms, payment options, and approval depend on the financing provider.
How Our Financing Process Works
Getting started is simple. RoCo Roofing helps you understand your project requirements and estimated costs before you explore available financing options. Our financing partners have their own application and approval processes. Review the terms carefully to determine which option best suits your needs.
01
Request an Estimate
Tell us about your roofing or exterior project and receive an estimate to understand the expected cost.
02
Explore Financing
Review options through GreenSky, Wisetack, and Acorn Finance, subject to provider availability and eligibility.
03
Review Your Options
Compare rates, repayment terms, and applicable fees before deciding whether to proceed.
04
We Get to Work
Once your financing is approved, we schedule your project. You pay monthly instead of upfront, and the work starts as planned.
Trusted. Certified. Protected.
Financing a roof is only as reliable as the contractor behind the work. Before committing to monthly payments, make sure your investment is in the right hands. RoCo Roofing holds a Michigan Builder license and carries general liability, professional liability, auto liability, workers’ compensation insurance, and bonding. We’re BBB Accredited with an A+ rating, a GAF Certified Contractor, and an IKO RoofPro member. Plus, every installation is backed by our 10-year workmanship warranty, giving you confidence that you’re investing in quality workmanship built to last long after the payments are behind you.
Frequently Asked Questions
Will checking my financing options affect my credit score?
No. Checking your options uses a soft credit check, which does not affect your score. A hard credit check only happens if you choose a plan and complete a full application with the lender.
How quickly can I get approved?
Many applicants get a decision the same day, often within minutes of applying. Exact timing depends on the lender and any information they need from you.
Can I pay off my financing early?
Terms are set by each lender. Many plans allow early payoff without a penalty, but check the terms of your specific offer before you sign.
Can I finance roof repairs, or only replacements?
Financing can cover roof replacements, repairs, siding and gutters, subject to each lender’s minimum project amount and approval.
Can I use financing alongside an insurance claim?
Yes. If your insurance claim covers part of the project, financing can help with your deductible or with upgrades and work the claim does not cover.